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Used Car Bill of Sale

When you have made the decision to buy a used car you should be aware that it does not just involve an exchange of money and a handshake. There are forms that need to be filed to make the transaction legal. The most overlooked form is called a used car bill of sale.

To register and title a used car purchased you need to have a used car bill of sale. A used car bill of sale form is simple to fill out, but necessary. The specifications for a bill of sale may vary from state to state.
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To help you understand and obtain a bill of sale the Department of Motor Vehicles has a website (DMV.ORG) that contains all of the information that will give you specific instructions on how to obtain a bill of sale. This site gives you access to your state's version of this form. This form can be downloaded, free of charge, directly from the website.

You can, however, drive to your local DMV office or the country clerk's office to get a bill of sale form. If your state does not have an official used car bill of sale form, DMV.ORG supplies a generic bill of sale that is accepted by most states. The generic form contains all of the vital information: vehicle identification number, model, year, and the purchase price of the vehicle.

The necessity of a used car bill of sale is so important in that it verifies that you are the legal owner of the vehicle purchased. Most jurisdictions use the bill of sale to determine the sales tax on the purchase also.

Now that you are aware of what a bill of sale is, make sure one is obtained before the purchase of any vehicle is finalized. You can go online while the seller is with you to obtain a copy and get all of the required signatures needed.

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Basic Financing Requirements

  • At least one year at the same employer for those with no credit rating.
  • At least two years of employment history for those with some kind of credit history.
  • Minimum monthly gross income of $1500.00.
  • Money down may be required, but is not necessary in every case.
  • No repossession within the last 12 months unless included in a bankruptcy.
  • No motorcycle or private party purchases.
  • Must reside in the United States or Canada.
I meet these guidelines, skip to application.

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