If you're looking for a local used car dealer because you have bad credit, we can help! Get a low rate used car loan from one of our used car dealer partners with little or no money down..
"Most who apply are approved for a used car in less than 24 hours" Get a Car Loan

At ACE, We make peoples lives better by re-establishing their credit. ACE gives people with bad credit the opportunity to buy the same vehicles as people with good credit.

In addition to helping people with bad credit buy cars ACE is the leading provider of sub prime training and technology products that help dealers stream line the sales process, providing a better car buying experience for consumers.

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    1. Purchasing a vehicle should be an exciting time, especially if you’re a first time buyer. It is possible to make this an exciting adventure if you take some time to research used car buying tips and how the whole auto sales process works.
  2. Used Auto Loan
    1. Used auto loan financing helps you to buy a used car with no stress or hassles. There is no factoring in your credit score or history which relieves 100 percent of the stress from the start.
  3. Used Car Buying
    1. When it comes to used car buying there are things to consider and research. Consumers can save a ton of money if they do the right amount of research and do comparison shopping.

Basic Financing Requirements

  • At least one year at the same employer for those with no credit rating.
  • At least two years of employment history for those with some kind of credit history.
  • Minimum monthly gross income of $1500.00.
  • Money down may be required, but is not necessary in every case.
  • No repossession within the last 12 months unless included in a bankruptcy.
  • No motorcycle or private party purchases.
  • Must reside in the United States or Canada.
I meet these guidelines, skip to application.

Used Car Dealer Inventory

2002 Dodge Caravan
Price: $4,217
More Info...
Miles: 148,982
Offered by: Runde Auto Group
Location: 780 Rt. 35 N East Dubuque, IL 61025
Runde Auto Group
1997 Dodge Dakota
1997 Dodge Dakota
Price: $6,983
More Info...
Miles: 90,800
Offered by: Keyes Chevrolet
Location: 303 Oak Ave. Menomonie, WI 54751
Keyes Chevrolet
2006 Chevrolet Cobalt
2006 Chevrolet Cobalt
Price: $9,597
More Info...
Miles: 72,882
Offered by: Murdock Hyundai
Location: 273 S State St Orem, UT 84058
Murdock Hyundai
1991 Ford Explorer
Price: $995
More Info...
Miles: 161,261
Offered by: Red Wing Chevrolet
Location: Red Wing, MN 55066
Red Wing Chevrolet
1987 Oldsmobile Cutlass Supreme
1987 Oldsmobile Cutlass Supreme
Price: $695
More Info...
Miles: 177,343
Offered by: Highway 29 Auto Sales
Location: Alexandria, MN 56308
Highway 29 Auto Sales
1990 Dodge Spirit
1990 Dodge Spirit
Price: $995
More Info...
Miles: 186,000
Offered by: Wholesale Partner
Location: Mifflintown, PA 17059
Wholesale Partner